Business line of credit

Fundbox

Fit 82Cold inbound OK

Sample data — verify thesis, stage focus, and contact info before reaching out.

Line of credit for small businesses. Approval in minutes, funds in 1-2 business days. No prepayment penalties.

Stages

Revenue-stageLifestyle / bootstrapped

Geographies

us-only

Industries

sector-agnosticlocal-businessservice-businessecommerceagency

Business models

servicesmbecommercelifestylesaas

Check size

$1,000 to $150,000

Founder segments

first-time-foundersolo-foundernon-technical-founder

How to reach them

Self-serve signup at app.fundbox.com. Connect your bank account for instant underwriting. Hard credit pull only on first draw.

Submission link
Apply or pitch ↗

Known weaknesses

  • Short repayment plans (12 or 24 weeks)
  • Higher effective rates than bank lines

Outreach starter

Pick a material kind or ask AI to rewrite with your voice.

Lender preparation checklist
# Lender preparation checklist

Bring everything below to your first lender meeting.

- [ ] Two years of business tax returns (Form 1120 / 1065).
- [ ] Two years of personal tax returns for any 20%+ owner.
- [ ] Year-to-date profit and loss statement.
- [ ] Year-to-date balance sheet.
- [ ] Last three months of business bank statements.
- [ ] Business debt schedule (loans + lines of credit + leases).
- [ ] Articles of incorporation + EIN letter.
- [ ] Business license + any required permits.
- [ ] Lease or property deed.
- [ ] Three years of projected financials with assumptions.
- [ ] Detailed use of funds (line-itemed).
- [ ] Personal financial statement for each guarantor.
- [ ] Resumes of the leadership team.

Need every material at once? See the full outreach generator.

Links

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