Revenue-based financing
Lighter Capital
Fit 84Cold inbound OK
Sample data — verify thesis, stage focus, and contact info before reaching out.
Revenue-based financing for SaaS, $50k-$4M. Repay as a fixed percentage of monthly revenue.
Stages
Revenue-stage
Geographies
usglobal
Industries
saasdeveloper-toolshrtechfintechlegaltech
Business models
saassmbenterprise
Check size
$50,000 to $4,000,000
Founder segments
first-time-foundersolo-foundertechnical-foundernon-technical-founder
How to reach them
Apply via lightercapital.com at $10k+ MRR.
Known weaknesses
- Requires consistent MRR
- Effective APR can be high for fast-paydown plans
Outreach starter
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Lender preparation checklist
# Lender preparation checklist Bring everything below to your first lender meeting. - [ ] Two years of business tax returns (Form 1120 / 1065). - [ ] Two years of personal tax returns for any 20%+ owner. - [ ] Year-to-date profit and loss statement. - [ ] Year-to-date balance sheet. - [ ] Last three months of business bank statements. - [ ] Business debt schedule (loans + lines of credit + leases). - [ ] Articles of incorporation + EIN letter. - [ ] Business license + any required permits. - [ ] Lease or property deed. - [ ] Three years of projected financials with assumptions. - [ ] Detailed use of funds (line-itemed). - [ ] Personal financial statement for each guarantor. - [ ] Resumes of the leadership team.
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