Microloan
Accion Opportunity Fund
Fit 86Cold inbound OK
Sample data — verify thesis, stage focus, and contact info before reaching out.
Nation's leading non-profit small business lender. $5k-$250k for underserved founders, including those denied by traditional banks.
Stages
Revenue-stageLifestyle / bootstrapped
Geographies
us
Industries
sector-agnosticlocal-businessservice-businessecommerceagency
Business models
servicesmblifestyleecommerceproductany
Check size
$5,000 to $250,000
Founder segments
first-time-foundernon-technical-founderminority-founderwomen-founderveteran-founder
How to reach them
Self-serve application at aofund.org or call +1 888-720-3215 (Spanish: 888-648-7859). Loan advisors will help you complete the application.
- servicio@aofund.org
- Phone
- +1 888-720-3215
- Website
- aofund.org ↗
- Submission link
- Apply or pitch ↗
Known weaknesses
- Requires 1+ year in business + $50k annual revenue minimum
- Not available in DC, MT, ND, SD, TN, or VT
- Up to 8.49% interest
Outreach starter
Pick a material kind or ask AI to rewrite with your voice.
Venture capital cold email
Subject: {{idea name}}: {{one-line description}}
Hi Accion Opportunity Fund,
I'm {{founder name}}, building {{idea name}}.
In one line: {{one-line description}}
Where we are today: {{1-2 sentences of traction}}
We are raising {{ask amount}}. Saw your work with {{portfolio company you back}}, the closest analog to what we're building, which is why I'm reaching out to you specifically.
Deck and demo: {{website url}}
Worth a 20-minute conversation?
{{founder name}}Fill in: idea name, one-line description, founder name, 1-2 sentences of traction, ask amount, portfolio company you back, website url
Need every material at once? See the full outreach generator.